Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

What does the Liberalisation of Motor Insurance mean?

This means that the price of motor insurance products that will no longer be based on the Motor Tariff. Instead, prices are determined by individual insurers and takaful operators, allowing customers to enjoy a wider choice of motor insurance products at more competitive prices.

Insurers and takaful operators can also charge premiums better suited to the individual buying them as well. With cover more reflective of the risk profile of their holders, insurers can create a better framework of policies going forward.

Recent FAQ

Is there anything that will not be covered under this policy?

Yes, there are a few. The major exclusions are...

Am I still entitled to the reward if my friends and family buy products through your counter directly?

No. You can only receive your reward if your friends and family purchase a Pacific & Orient Insurance Motor product...

When will I receive my rewards?

You will be sent your reward by email 1 day after a successful referral. If their policy’s effective date starts later than...