Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

Why do I have to pay an Excess?

Mostly to eliminate minor and/or smaller claims. Too many small claims without an excess would increase premiums for customers and costs for insurance companies.

We also hope to encourage drivers to be safer on the roads by adding this charge.

Recent FAQ

How do I transfer my NCD from another motor insurance to my current insurance with P&O Insurance?

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What does Total Assist cover for Motorcycles?

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How old does my car have to be to buy PrOmilej?

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