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Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

What is All Risks Insurance?

Our All Risks Insurance will repair, replace or pay the ​amount for certain loss or damage due to accident or misfortune, within your premise, and based on what you have chosen. 

Coverage descriptions are brief and subject to the terms, conditions, limitations and exclusionsClick here for more information on our All Risks policy.

Recent FAQ

Motor Claims – General

Can named drivers build up NCD?

No, NCD entitlement can only be accorded to the policyholder...

How do I know what is the sum insured for my property?

We have provided a Sum Insured calculator for you to determine this in your quotation on the POI2U app or website screen...

What is Public Liability Insurance?

Our Public Liability Insurance pays against the compensation and legal costs which you...