Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

Is there anything that will not be covered under this policy?

Yes, there are a few. The major exclusions are:

Please note that this is not the full list of exclusions. Please refer to the policy contract for full terms and conditions.

If you are at fault, the other party will make a claim against your insurance company...

Yes, you can. You should give us written notice that you want to. Once cancelled, you can get a refund of your premium paid which is based on us...

"Engine breakdown" means seizure of engine due to mechanical issues in the internal engine parts..