A claim towards the loss or damages sustained by your
vehicle in an accident on your own policy with comprehensive coverage. Your NCD
(No Claims Discount) is forfeited when you make this claim. Only covers damages
specified in policy.
- Own Damage Not at Fault (OD-KFK Claim)
Like an ordinary Damage Claim, but your NCD (No Claims
Discount) is not forfeited. This claim is only applicable when the accident is
not your fault and you were not summoned by the police.
This covers the repair/replacement cost of your windscreen.
Please note that the maximum amount payable for this claim is based on the
actual cost incurred from the repair/replacement or the sum insured (SI).
For when your vehicle is stolen. This claim is only valid
for Comprehensive policy holders or those with a Third Party, Fire and Theft
motor policy.
- Third Party Property Damage Claim
If you are at fault, the other party will make a claim
against your insurance company. If the other party is at fault, you can make a
claim against their insurance company.
- Third Party Bodily Injury Claim
This claim covers your car against third party liabilities
such as death and bodily injury to a third party, as well as losses or damages to a third
party’s property caused by accidents.
