Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

What will happen to my No Claim Discount (NCD) after Liberalisation?

The NCD structure will stay the same. You are still entitled to your NCD and can transfer from one insurer or takaful operator to another.

Your insurance company will retain your premium for a short period and refund you the balance premium...

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A risk profile is an analysis of whether a pool of consumers present a high or low risk, based on factors such as...