Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

What is Employer’s Liability Insurance?

Our Employer’s Liability Insurance protects employers against the legal responsibility to compensate an employee for bodily injury, disease, or death due to the negligence of their employer.

Coverage descriptions are brief and subject to the terms, conditions, limitations and exclusions. Click here for more information on our Employer’s Liability policy.

Recent FAQ

What is Flood, Typhoon, Hurricane, Storm, Tempest, Volcanic Eruption, Earthquake cover?

This covers the repair costs of your vehicle for damages caused by floods, typhoons...

How do I join PrOrewards?

All you have to do is own a Pacific & Orient Insurance Motor product and...

What do I do if I want to cancel my motor policy?

Usually, you can cancel your policy by phone, but please ask for confirmation and written notice to prevent...