Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

If I am a safe/good driver without any traffic summons and reported accidents, will my premium be lowered?

Yes. Driving behaviour and driving experience is considered in risk profiling in determining your premium.

Any of our P&O comprehensive motor insurance products sold on our website will do! This includes ...

Your premium considers the various factors included in the costs of fixing your car when you make a claim...

The Foreign Worker Insurance Guarantee is a policy required by the Immigration Department (under Regulation 21) from you...