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Frequently Asked Questions

We help you stay ahead and informed with these helpful answers on protecting yourself, your home, business and more.

Motorcyclists have the highest casualty rates in Malaysia, how will Motor Premiums Liberalisation affect them?

Premiums will be impacted by the claims history and driving habits of the insured. However, the first phase of liberalisation covers Comprehensive and Third Party Fire and Theft cover, which are basically purchased by owners of private cars and other four wheeled vehicles. PIAM is committed to promote safe driving habits and all road users should consciously practice good driving habits, not just to enjoy lower premiums but also for their own safety.

Recent FAQ

Is there anything that will not be covered under this policy?

Yes, there are a few. The major exclusions are...

Do I have to register my bank account details?

We strongly encourage you to register your bank account details to...

Can I make a payment after receiving my quote?

Yes, you can proceed to your payment after receiving your quote...